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Job Benefit

  • Laptop
  • Insurance
  • Travel opportunities
  • Allowances
  • Health checkup
  • Training & Development
  • Salary review
  • Annual Leave

Job Description

  • To develop, monitor, adjust credit risk management policies, application processing, credit underwriting process for products belonging to LG segment in order to comply with business strategies, credit activities,  the nature and risk appetite for each products and socio-economic situation
  • To develop, monitor, adjust calculation logic of offered loan amount or credit card limit for LG customers based on customer’s repayment capacity and VPB FC’s risk appetite
  • To initiate the change requests for credit policy rules and calculation logic in Decision Engine system and for processes in LOS system, to enhance credit quality and mitigate credit risk for  LG segments
  • To monitor indicators and ratios specifying the efficiency and effectiveness of operations and bad debts of LG products regularly to propose proper adjustments for credit assessment process, risk management process and product criteria for  LG segment to improve business efficiency, portfolio performance and minimize process friction
  • To develop, monitor, adjust Underwriting manuals to support underwriter for complying with Decision Engine system’s requirements and collect, verify necessary information LG customers
  • Consult and review on risk mitigation perspective for products/ product programs or any documentation related to LG segment
  • Implement training, managing tasks volume and quality of employees in the team.

Job Requirement

  • University Graduate, major in Banking, Finance or relating area.
  • At least 05 years’ experience working in Credit Policy/ Credit Underwriting/ credit quality control.
  • Understanding of credit risk policy, process. 
  • Good verbal communication skills both English and Vietnammese. 
  • Accuracy, pay attention to details
  • Ability to read report and analyse insights statistics. 

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