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Job Benefit

  • Insurance
  • Travel opportunities
  • Allowances
  • Incentive bonus
  • Health checkup
  • Training & Development
  • Salary review
  • Business Expense
  • Seniority Allowance
  • Annual Leave

Job Description

  • Analyze and keep tracking of POS loan products (consumer durables and two wheeler loan) performance, provide ad-hoc reports, research data to the Managers and propose initiatives in order to support the strategic business planning activities.
  • Co-ordinate with Product Operations regarding process changes/new process implementations for new and existing NTB products to ensure operational plans followed.
  • ​Cooperate and communicate with related departments (Sales, Marketing, Risk, Finance, IT,…) to define, develop and implement new products, campaigns align with strategy.
  • Manage channel efficiency and develop new channel .
  • Develop, deploy new POS loan products’ parameters, set pricing, new customer segments based on market and customer analyses.
  • Engage with cross functional teams at VPB FC to develop, implement initiatives, corrective actions in term of selling process, product characteristics, marketing campaign, risk performance and other aspects.
  • Monitor Keep tracking of business performance efficiency of new product during the pilot and existing products versus target based on regular report
  • Keep tracking of Monitor business performance of POS loan products in multi dimensions (revenue driver, acquisition cost, risk performance, portfolio movements, operational performance indicators)
  • Report managers Highlight deviations in POS loan products performance, propose potential sources of growth/ improvement and suggest corrective actions accordingly.
  • Implement in developing and updatinge product program reflecting significant changes in term of financial drivers, risk performance, risk policy, distribution, underwriting, operation processes, etc…
  • Develop new/ adjusted distribution channels, selling process, selling policies; partner development and management.
  • Undertake other tasks assigned by Unit Head and Line Manager.

Job Requirement

  • Bachelor Degree in Economics, Finance, Banking (degree from the leading foreign university is a plus)
  • At least 02 year experience in similar position in consumer finance, banking, insurance, or MNCs
  • Communication, presentation skill, data analysis skill
  • Negotiation, Problem solving skill
  • Self-motivation and teamwork
  • Time management
  • Leadership skill
  • Market research and profitability analysis skill
  • Language requirements: English – fluent

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